The Problem with Online Wills Like LegalZoom
A lot of folks think they can save time and money by using online will forms like LegalZoom. I understand the appeal — but here’s why I think it’s a risky move, especially here in Kentucky.
1. It’s Often a Rip-Off
If you’re just curious what a valid will looks like, you don’t have to pay a website for a “template.” Probated wills are public record and available at your County Clerk’s Office. In Lexington, you can pull and review the wills of Henry Clay, Joe B. Hall — or even your own relatives. A basic will isn’t proprietary or secret. The forms LegalZoom is selling you are, in many cases, less sophisticated than what you could find for free at the courthouse downtown.
2. Execution Is Everything
The most important part of a Last Will and Testament isn’t the fancy language — it’s how you execute the document. In Kentucky, if you want a will to be “self-proving” (so it doesn’t need extra proof in court later), there are very specific signing formalities you must follow. The witnesses, the notarization, the order of signatures, and the language of the self-proving affidavit all matter.
A lawyer’s real value isn’t just typing up your wishes — it’s making sure your will is properly executed and legally enforceable when it actually counts. An online form won’t walk you through the signing ceremony, won’t catch a missing witness signature, and won’t be there to fix a problem before it becomes your family’s headache.
3. Kentucky Inheritance Taxes Matter
Kentucky’s inheritance tax laws are very favorable to some relatives — and harsh to others. Class A beneficiaries (spouses, parents, children, grandchildren, siblings) are exempt entirely. Class B and Class C beneficiaries pay graduated rates that can take a significant bite out of an inheritance. Without the right planning, your estate could owe thousands more than necessary.
A quick Google search won’t replace the advice of a lawyer who understands how to structure bequests, use exemptions, and protect your family under Kentucky law.
4. You Only Get One Shot
A will matters after you’re gone. That means if there’s a problem — a missed formality, a mistake, or unclear language — you won’t be here to fix it. Spending a little time and effort now to make sure your will is valid and enforceable can save your loved ones major headaches, expense, and sometimes years of litigation later.
If you’re thinking about a will and want to do it right the first time, give me a call at (859) 225-9540 or use the contact form on this site.
Joseph D. Buckles is an attorney at Buckles Law Office, PLLC in Lexington, Kentucky.
